IDFC First Bank Credit Card
0 – JOINING FEE
0 – ANNUAL FEE
Interest free
ATM cash withdrawal for upto 45 days
Movie offer
Discount offers between 25-75% on movie tickets every month on certain variants
Welcome Offer
Gift Voucher worth ₹500 on spending ₹5,000 within 30 days of card generation
Lounge Access*
complimentary Railway lounge visits per quarter
Upto 10X rewards
10X rewards on your birthday, and crossing the spend threshold, on certain variants
Up to 3X rewards:
For online and offline spends on select categories
Dining offer
Upto 25% across 1,500 restaurants , on all cards
Evergreen rewards!
Reward points that never expire
Cashback on EMI
5% cashback (up to ₹1,000) on the transaction value of first EMI done within 30 days of card generation
Get yourself insured
Personal Accident cover of upto ₹10,00,000
Lifestyle benefits
Complimentary airport lounge and golf access on all premium card variants
Low interest rates
starting from 8.5% Per Annual