Terms & Conditions

Last Updated: 12 April 2026

Please read these Terms & Conditions carefully before using our website.

This document is an electronic record in accordance with the Information Technology Act, 2000 and applicable rules. It does not require any physical or digital signature.

This website/platform is owned and operated by Sum New Victory, based in New Delhi, India.

Platform Overview

Sum New Victory is an intermediary platform that helps users access financial products such as:

These products are offered by partner banks, NBFCs, and financial institutions.

User Agreement

By accessing or using our website, you agree to be bound by these Terms & Conditions and our Privacy Policy.

If you do not agree, please do not use our platform.

Eligibility

Account Registration

To access services, you may be required to register and provide personal details such as name, mobile number, and email.

You agree that all information provided is true and updated. Providing false information may lead to account suspension.

User Responsibilities

KYC & Verification

We do not collect any documents to process your application. However, if documents are required, we may collect them via official email in accordance with RBI guidelines and complete KYC verification.

Third-Party Services

We act only as a facilitator. Final approval of financial products depends on partner banks/NBFCs.

We are not responsible for rejection, delay, or approval decisions.

Payments

Payments (if any) are processed through third-party gateways. You agree to provide valid payment details.

We are not liable for any transaction, as we do not charge any fees for any financial services.

Intellectual Property

All content, logos, and materials on this website belong to Sum New Victory.

You may not copy, reproduce, or use any content without permission.

Disclaimer

All services are provided on an "as is" basis without warranties of any kind.

We do not guarantee approval of any financial product.

Limitation of Liability

Sum New Victory is not liable for any direct or indirect damages arising from use of the platform.

Indemnity

You agree to indemnify and hold harmless Sum New Victory against any claims arising from your misuse of the platform.

Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms.

Force Majeure

We are not liable for delays caused by events beyond our control such as natural disasters, system failures, or government actions.

Governing Law

These Terms are governed by the laws of India. Jurisdiction shall be New Delhi courts.

Changes to Terms

We may update these Terms from time to time. Continued use of the platform means you accept the updated Terms.

Grievance Officer

Sum New Victory
New Delhi, India
Phone: +91 9999-211-251
Email: support@sumnewvictory.com

Contact Us

For any questions or concerns, please contact us at:

Email: support@sumnewvictory.com